required reserves

基本解释

As of October 9, the Federal Reserve began paying interest on excess and required reserves.
就在10月9日，联储开始对多余的和要求的准备金支付利息。
Finally, itmust maintain legally required reserves, in the form of vault cash and/orbalances at its Federal Reserve Bank, equal to a prescribed percentage of itsdeposits.
最后还要以保险库现金和（或者）存款余额的形式在联邦储备银行保留法定的准备金额，数额要与规定的存款比例相等。
Any excess of actual reserves above required reserves.
实际储备量超过了要求的储备。

The reserves are an accounting entry-- it's how much they are required to hold, but the companies will hold more than that, typically, in order to protect themselves-- more than is required--and their policy holders-- more than is required by the regulators.
提取准备金就要做会计分录,由相关部门的规定,来提存一定量的准备金,但是保险公司可以持有更多的准备金,通常,多提存是为了,保护他们自己以及投保人,于是持有更多准备金
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The excess reserve component has risen in the past two years, but mostly they are required reserves.
FORBES: Fed Bashers Stretch To Criticize Record Profit Paid To Treasury
Write-offs eat into their required reserves for health benefits.
FORBES: Magazine Article
It argues that the company accounts employed more realistic assumptions—based on Equitable's belief in its interpretation of the law—whereas the statutory returns required more reserves against potential risks.
ECONOMIST: Equitable Life: The blame game

存款准备金
Since 1990, the Central Banks lowered or canceled required reserves rate in many western nations, such as the United States, Canada, Switzerland, New Zealand, the Australia, and zero reserves rate is becoming a kind of trend.
进入九十年代以来，许多西方国家，如美国、加拿大、瑞士、新西兰、澳大利亚等国的央行都降低或取消了法定准备金率，零资金积累金率正成为一种趋势。
法定准备金
法定预备金